Business POS: how to choose the right payment solution

A business POS must handle more than a card tap: companies need multi-site control, accounting exports, APIs and predictable settlement. Italian businesses must accept electronic payments; refusing a card can mean a €30 penalty plus 4% of the refused amount. RoxPay offers €0.15 + 0.35%-0.85% IC++ with no fixed monthly fee.

Business POS: How to Choose a Payment Solution

Business POS cost comparison

ModelPricing€20,000/month€100,000/month
Bank blended POS1.2%-1.95% + €15-€40 fee€240-€390 + fee€1,200-€1,950 + fee
RoxPay€0.15 + 0.35%-0.85% IC++about €190-€320about €950-€1,600

Indicative figures based on a €50 average ticket and EU consumer cards.

What a company POS must provide

Assess acquiring and settlement, multi-site visibility, transaction-level reconciliation and integrations with ERP, e-commerce and fiscal systems. Fixed, portable, Android Smart POS and SoftPOS terminals can share one acquiring contract.

Bank POS or independent gateway?

Bank POS contracts often bundle an opaque rate with a terminal fee and tie settlement to one bank. An independent gateway such as RoxPay supports any SEPA IBAN, consolidated reporting and transparent IC++ pricing across online and physical channels.


Frequently Asked Questions

What is the best POS for a company?

Choose the provider that matches volume, sites and reconciliation needs. Transparent IC++, API access and one dashboard matter more than the device alone.

Must Italian businesses have a POS?

Yes. Since 30 June 2014 businesses and professionals must accept electronic payments, with a €30 penalty plus 4% of a refused transaction.

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