Clear pricing, zero surprises
The IC++ model breaks down every fee into three transparent components. Pick your business type and see exactly what you pay per transaction.
How fees work
Every fee has three parts: a RoxPay fixed cost per transaction, a 0.45% RoxPay commission, and the IC++ component, which includes EU interchange and the card network fee and varies by card type. No hidden mark-up: you pay only what the network charges, plus the RoxPay cost.
🧮 IC++ fee calculator
Example calculated with a 0.45% RoxPay commission + IC++ component based on the selected network.
* Rates are indicative, excl. VAT. The IC++ component includes EU interchange.
POS fee table
| Method | Fixed fee | Fee % |
|---|---|---|
| Visa / Mastercard | €0.03 | 0.45% IC++ |
| Maestro, Visa Pay, Apple Pay, Google Pay | €0.03 | 0.45% IC++ |
| American Express | €0.03 | 2,90% |
| Union Pay | €0.03 | 3,00% |
| AliPay, WeChat Pay | €0.03 | 3,00% |
| JCB | €0.03 | 3,75% |
All rates are indicative and exclude VAT. The IC++ model includes the interchange set by the EU directive (IFR), the same for every provider.
POS terminals, always free
PCI-certified hardware. No purchase cost, no rental.
Castles S1F2
Compact countertop
5.5" display, built-in printer, Wi-Fi+4G
Castles S1E2L
Portable mobile
5" display, scanner, long-life battery
Castles S1F2L
Portable with printer
Android, scanner, ideal for delivery
Castles S1U2
Self-service kiosk
5" HD display, Ethernet+4G
Castles AMS1
Open Android
4" display, for retail and hospitality
Datecs NYC1
Ultra-compact Bluetooth
Clips onto your smartphone
Verifone P630
PCI PTS 6.x certified PIN pad
Ideal for supermarkets and fast checkout
Verifone M450
8" display, high traffic
Built for large retail chains
Datecs SF01
All-in-one with customer display
8" customer-facing display
Other costs
Total transparency, no surprises on your invoice.
Payment solutions for your e-commerce
One single integration to accept every payment method your customers expect.
Online Payments
IC++ fees
Card and wallet gateway. WooCommerce, Magento, Prestashop, API.
Open Banking A2A
€0.25 + 0.20%/transaction
SEPA Instant transfer <10s. Cheaper than card payments.
Recurring Payments
IC++ fees
SaaS subscriptions, automatic retry on failure.
Virtual IBANs
Included
One IBAN per customer, automatic reconciliation.
PCI Proxy
Included
Custom checkout without handling card data, reduced PCI-DSS scope.
Rox-Memory
Included
One-click tokenization, PCI DSS Level 1.
Security & Fraud Prevention
Included
Dynamic 3D Secure, real-time analysis, doesn't slow down checkout.
Buy Now, Pay Later
5% for the merchant
Customer pays in instalments, you get 100% instantly.
How fees work
Every fee has three parts: a RoxPay fixed cost per transaction, a 0.45% RoxPay commission, and the IC++ component, which includes EU interchange and the card network fee and varies by card type. No hidden mark-up: you pay only what the network charges, plus the RoxPay cost.
🧮 IC++ fee calculator
Example calculated with a 0.45% RoxPay commission + IC++ component based on the selected network.
* Rates are indicative, excl. VAT. The % includes EU interchange. Open Banking is often cheaper than cards for amounts above €100.
E-commerce fee table
| Method | Fixed fee | Fee % |
|---|---|---|
| Visa / Mastercard | €0.03 | 0.45% IC++ |
| Maestro, Visa Pay, Apple Pay, Google Pay | €0.03 | 0.45% IC++ |
| American Express | €0.03 | 2,90% |
| Union Pay | €0.03 | 3,00% |
| AliPay, WeChat Pay | €0.03 | 3,00% |
| JCB | €0.03 | 3,75% |
All rates are indicative and exclude VAT. The IC++ model includes the interchange set by the EU directive (IFR), the same for every provider.
Buy Now, Pay Later: how it works
Customer selects BNPL at checkout
50% charged immediately
You receive 100% instantly
Remainder in 2-5 instalments managed by RoxPay
Buy Now, Pay Later pricing
| Cost for the merchant | 5% of the total amount |
| Cost for the end customer | 1% to 7% (depending on instalments) |
| Cost per instalment | €2.50 |
| Minimum order | €50.00 |
| Countries supported | 17 European countries (incl. IT, FR, DE, ES, UK) |
Other costs
Total transparency, no surprises on your invoice.
Ready to get started?
Our team reviews your needs and finds the right solution for you, with no strings attached.
