Digital payments for banks: a single infrastructure
Unify gateway, open banking and POS in a modular platform. Automatic reconciliation, PSD2 compliance and collections within 48 hours for your institution.
Where banks lose efficiency in digital payments
In the banking sector, payment flows are increasingly fragmented across external gateways, legacy platforms and third-party fintech solutions. Every inefficiency increases operational risk.
Fragmented systems
Millions of transactions flow between accounts, cards, wallets and open banking APIs, managed by platforms that don't communicate seamlessly.
Slow reconciliation
Duplicate data, operational delays and lack of visibility on aggregated cash flow slow down the collection cycle and treasury.
Compliance & security
Unifying digital payments without compromising PSD2, PCI DSS compliance and operational performance remains a challenge for CFOs and IT.
Why RoxPay makes the difference for banks
RoxPay provides a modular, integrable payment infrastructure that connects to existing banking systems, core banking and fintech providers already in use.
Thanks to an in-house development team and proprietary technology, we create custom integrations with ERPs, CRMs, API platforms and payment gateways, enabling unified and automated flow management.
RoxPay is not an intermediary, but a technology partner able to communicate directly with your financial infrastructure, reducing collection times and increasing accounting accuracy.
Single multi-channel platform
RoxPay unifies cards, SEPA, open banking and wallets in a single infrastructure, eliminating fragmentation across different gateways.
Automatic T+1 reconciliation
Automatic matching between transaction, mandate and accounting entry. Zero manual intervention, real-time cash flow visibility.
Integrated PSD2 and PCI DSS compliance
SCA, anti-fraud and end-to-end encryption managed natively by the platform. Audit-ready from day one.
From bank transfer to credit, fully automated
Receive
Payments from cards, SEPA, open banking and wallets flow into the gateway
Process
SCA authentication, anti-fraud and intelligent routing in real time
Reconcile
Automatic matching between transaction, mandate and accounting entry
Settle
Funds available within 48h with detailed report for treasury
Concrete benefits for your institution
Automatic reconciliation
Automatic reconciliation between transactions, gateways and core banking systems. Zero manual intervention, maximum accuracy.
Direct API integration
Direct integration via REST APIs, webhooks and dedicated plugins for major banking ERPs and management systems.
Fast settlements
Settlements within 48 hours with full traceability and commissions starting from 0.35%.
Reduced operational risk
Proprietary antifraud algorithms and centralized control to reduce operational risk on every transaction.
Real-time dashboard
Monitor volumes, margins and multichannel flows with a real-time analytical dashboard.
How integration works with your IT ecosystem
RoxPay solutions integrate with the existing banking IT ecosystem via REST APIs, SDKs and dedicated connectors.
Payments are automatically synchronized with accounting, treasury and open banking platforms, ensuring end-to-end consistency and traceability.
Analysis of the IT ecosystem and existing payment flows
Configuration of REST APIs, webhooks and dedicated connectors
Synchronization with core banking and accounting systems
Go-live with monitoring and dedicated support
Financial institution, 50,000+ transactions/month
An institution with over 50,000 monthly transactions integrated RoxPay into its core banking ecosystem. Results after the first quarter.
Average settlement achieved
Automatic reconciliation rate
Operational payment costs
Frequently asked questions
What is RoxPay and who is it for in the banking sector?
RoxPay is a digital payment gateway designed to simplify collection and financial flow management. For banks, it offers direct API integration, PSD2 compliance and automatic reconciliation with core banking systems.
What payment methods does RoxPay support?
Over 20 methods: credit and debit cards, SEPA, direct debit mandates, payment links via email, SMS and WhatsApp, open banking and physical or virtual POS.
Is RoxPay PSD2 and PCI DSS compliant?
Yes. RoxPay is PCI DSS certified and fully compliant with PSD2 requirements for Strong Customer Authentication (SCA).
How does RoxPay integrate with existing banking systems?
Via REST APIs, webhooks and dedicated SDKs. The RoxPay technical team develops custom integrations with core banking, ERP and open banking platforms.
Ready to transform your institution's payments?
Discover how RoxPay can integrate into your banking infrastructure and reduce operational costs.
