Nexi fees: real pricing, hidden costs and RoxPay comparison
Nexi advertises a 0.99% promotion with a terminal fee or a 1.89% no-fee offer. The real cost may also include €17.50-€29 monthly terminal rental, Protection Plus up to €37.50 per year and separate Amex tiers. RoxPay uses €0.15 + 0.35%-0.85% IC++ per transaction.
How Nexi pricing works
Nexi uses blended pricing: interchange, scheme fees and the acquirer's margin are combined in one percentage. This is easy to read but makes the underlying cost impossible to verify. XPay Easy is 1.30% + €0.35, while XPay Pro is 1.20% + €0.25.
Blended pricing versus IC++
With IC++, the real interchange and scheme fees are passed through and the provider markup is explicit. On €10,000 monthly volume, Nexi at 1.89% costs €189 before extras; RoxPay is approximately €65-€115, depending on the cards used.
Frequently Asked Questions
How much does Nexi cost per month?
It depends on the plan: 0.99% plus a €17.50-€29 terminal fee, or 1.89% without the monthly terminal fee. Protection Plus and Amex pricing may add more.
What are Nexi e-commerce fees?
XPay Easy is 1.30% plus €0.35 per transaction; XPay Pro is 1.20% plus €0.25.
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