Pay by Bank and pagoPA with a supervised payment institution
FlowPay, a payment institution supervised by the Bank of Italy with PISP and AISP licences and a node of the pagoPA network, lets RoxPay collect by bank transfer straight from the customer's account.
Account collections and pagoPA in one flow
With FlowPay, RoxPay offers at checkout a pay-from-account method and the ability to collect pagoPA notices.
Pay by Bank (PISP)
The customer approves with their home banking's strong authentication and the transfer is irrevocable.
pagoPA payments
Collection of pagoPA notices through FlowPay, a network node as TPP.
No card fees
Paying from the account avoids card scheme fees.
A new payment method, without going through cards
What FlowPay adds to the RoxPay checkout.
The technologies involved
The RoxPay modules that rely on FlowPay.
Transfers initiated by the customer with strong authentication.
Collection of pagoPA notices through the FlowPay TPP.
Webhooks with the payment outcome to update orders and reconciliation.
Insights: Pay by Bank and pagoPA
It is a payment in which the customer authorizes a transfer from their own account using their bank's authentication, without entering card details.
Because once approved by the customer with strong authentication, the transfer cannot be reversed like a card debit.
Want to accept payments from accounts?
Find out how RoxPay integrates Pay by Bank and pagoPA into your checkout.
