Open banking across 1,700+ banks with a single API
RoxPay relies on Fabrick to read accounts and initiate account-to-account payments, adding bank transfers alongside card payments and reconciling collections automatically.
Two PSD2 services for accounts and payments
With Fabrick, RoxPay accesses customer accounts and initiates payments straight from the bank, without building bank-by-bank connections.
Account aggregation (AISP)
Reading accounts and transactions to verify and reconcile collections.
Payment initiation (PISP)
Transfers initiated by the customer with their own bank, as an alternative to or alongside the card.
A single access point
More than 1,700 banks reachable without individual bank integrations.
Wide coverage, automatic reconciliation
What RoxPay gets from Fabrick's open banking.
The technologies involved
The RoxPay modules that rely on Fabrick.
Read-only access to accounts and transactions with customer consent.
Starting transfers from the customer's account with strong authentication.
Automatically matches bank movements to RoxPay transactions.
Insights: open banking and PSD2
They are the PSD2 services that, with the customer's consent, allow reading account data (AISP) and initiating a payment (PISP) through an authorized provider.
Because it gives the customer an alternative to the card and lets you collect with automatic reconciliation.
Want to add account-based payments?
Find out how RoxPay combines cards, open banking and automatic reconciliation.
